Martha Shedden says panic over the program’s finances is pushing clients into early claiming decisions they’ll regret. She also says, ”Don’t blame boomers.”

In United States v. Philadelphia National Bank, the Supreme Court blocked two banks from merging at a time when the market was simple to measure.

“Freedom of speech is illusory if we are only ‘free’ to express complementary views about the government and its leaders,” the judge wrote.